First Time Cleveland Mortgage Buyers You'll get all the coaching you need to get you through the steps of buying your first home and getting a Cleveland Mortgage.  Feel free to ask questions and remain anonymous as long as you like.  After you are comfortable with us, we can set up a time to meet for a free consultation and go over all the details of getting you into your new home as quickly as possible.  You can learn all the steps involved with getting a loan, or you can lay back and just let us do it for you. Cleveland Mortgage is committed to helping you succeed and find the best low interest rate mortgage loan possible. Some mortgage loans of special interest to first home buyers are: 3% down at market rates as listed on our home page. 5% down at rates shown in the buy down on our front page. 0% down by using a 20% second loan as down payment for an 80% regular loan.  It is also possible to receive cash at closing time with this combination. 103% loan for first time buyers with zero down. Seller financing (a little, a lot, or all)  Once we know your circumstances we may recommend other financing that could include help from parents, employer, community, etc. Let Cleveland Mortgage put you into your dream home!